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[Alpha Biz=(Chicago) Reporter Kim Jisun] The Financial Supervisory Service confirmed the unfair opening of 1,662 securities accounts through an on-site inspection of Daegu Bank.
The Financial Supervisory Service announced the tentative results of its inspection on the 12th that 114 employees at 56 branches of Daegu Bank illegally opened 1,662 securities accounts for 1,552 customers from August 2021 to July last year.
The inspection revealed the immoral deviation of Daegu Bank employees. "The employees caught this time were carried out in an abnormal manner by printing a copy of the application for the opening of a securities account at a securities firm A, which was electronically signed by the customer, revising the name of the securities firm with a 'modified tape' and using it as an application to open an account for other securities firms," a Financial Supervisory Service official said. Even the revision of the "modification tape" is messed up, and there are as many as 669 cases in which the securities firm's name and account holder information on the application are inconsistent with the securities account information actually opened.
Seven employees even changed customer contact information to false contact information. A Financial Supervisory Service official explained, "There have been 32 cases where customers have not been informed by securities firms of the opening of securities accounts."
The biggest reason for the accident is the lack of internal control. Daegu Bank newly implemented multiple securities account opening services in August 2021 and did not prepare specific business procedures, and operated it so that the customer's electronic signature documents could be printed and used as an application to open other securities accounts. In addition, the FSS explained that in the case of deposit transactions, it is possible to change the contact information if the customer directly revises it, while allowing the employee in charge to change mobile phone information when opening a securities account.
The Financial Supervisory Service will also conduct a separate inspection on the overall function of local financial holding companies' internal control, taking into account the seriousness of financial accidents that have been occurring at local banks.
Alphabiz Reporter Kim Jisun(stockmk2020@alphabiz.co.kr)
