[Alpha Biz= Paul Lee] SEOUL, South Korea – (Dec. 2, 2025) – The Financial Supervisory Service (FSS) announced today that the value of unclaimed “hidden financial assets” in Korea has reached KRW 18.4 trillion (approximately USD 13.7 billion), with only 29% of such assets reclaimed by consumers.



These hidden assets include KRW 14.1 trillion in long-term dormant deposits (no transactions for three or more years), KRW 1.4 trillion in expired dormant accounts, and KRW 2.9 trillion in unused credit card points.



Data from 70 financial institutions over the past three years showed that the average refund rate for dormant financial assets (by account number) stood at just 28.9%. Among sectors, credit card companies recorded the highest refund rate at 78.7%, followed by non-life insurers (44.1%), life insurers (39.4%), securities firms (20.9%), banks (8.1%), and savings banks (4.3%).



To address the issue, the FSS will launch a nationwide “Find Your Hidden Financial Assets” campaign this month, aimed at raising public awareness and encouraging consumers to reclaim their unclaimed funds.

 

 

 

 

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